Economy

PMJDY scheme | More than half accounts held by girls

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No gender-wise knowledge accessible relating to quantity held by ladies and men account holders.

More than half of financial institution accounts beneath the Pradhan Mantri Jan-Dhan Yojana (PMJDY) are held by girls beneficiaries, in accordance with an RTI reply.

However, there is no such thing as a gender-wise knowledge on the subject of quantity held by ladies and men account holders.

The variety of accounts until September 9, 2020, beneath PMJDY was 40.63 crore, of which 22.44 crore accounts have been held by girls and 18.19 crore by males, stated the RTI reply to Madhya Pradesh-based activist Chandra Shekhar Gaur.

The deposits in these PMJDY accounts witnessed an 8.5% rise until early September of the present fiscal yr to just about ₹1.30 lakh crore, in accordance with the data supplied by the Finance Ministry.

“The total balance under the PMJDY accounts on April 1, 2020, was ₹1,19,680.86 crore, which grew by 8.5% to ₹1,29,811.06 crore by September 9, 2020,” the federal government stated within the Right to Information (RTI) question.

However, in accordance with the information furnished by the Ministry, no separate knowledge has been fashioned with respect to quantity held by ladies and men account holders.

In response to a question on the variety of accounts with zero steadiness, the RTI reply stated as many as 3.01 crore accounts had no steadiness as of September 9, 2020.

There is not any separate knowledge on zero steadiness account gender clever, the Ministry added.

According to the most recent knowledge accessible on authorities web site, pmjdy.gov.in, there are 40.98 crore beneficiaries with ₹1,30,360.53 crore steadiness as on October 7, 2020.

Of these, public sector banks (PSBs) have opened the utmost variety of PMJDY accounts at 32.48 crore accounting for ₹1,00,869.65 crore steadiness.

Regional rural banks have as many as 7.24 crore beneficiaries (₹25,509.05 crore) whereas personal sector banks have miniscule 1.27 crore accounts (₹3,981.83 crore).

Pradhan Mantri Jan-Dhan Yojana was launched in August 2014 beneath the National Mission for Financial Inclusion.

Initially it was for a interval of 4 years (in two phases). It was prolonged past August 2018 with change in concentrate on opening accounts from each family with some modifications akin to revision in overdraft (OD) facility to ₹10,000 from ₹5,000; non-conditional OD facility for quantity as much as ₹2,000 and revision in age restrict for OD from 18-60 years to 18-65 years.



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